Investment horizon
Short Term, Medium Term and Long Term portfolio options.
Harding Financial'S Managed Portfolio Service
Our brand new Managed Portfolio Service
Professional, ongoing investment management, giving you confidence that your wealth is being looked after at every stage.
Why choose Harding’s MPS?
Since 2011, Harding Financial has been delivering investment advice to clients across the UK on an advised basis. We're therefore very proud to say that our brand new Managed Portfolio Service allows us to move clients into market opportunities and away from market threats more quickly and more frequently than ever before.
Portfolios are formally reviewed at least quarterly, with additional changes made between quarterly meetings if an extraordinary response to changing market conditions is needed.
Core and Ethical Portfolios
Harding Financial Portfolios are diversified across a range of asset classes, industries and geographies. By avoiding over-exposure to any one single kind of investment characteristic, our diversification strategy aims to balance the potential returns you seek with lower volatility.
If ESG investment is of particular concern or importance to you, we also provide a range of Ethical portfolios containing only funds with intentional and sustained ESG objectives.
Personalised for you
Our portfolios can be personalised according to your ESG standpoint, investment horizon, risk profile, and accumulation or income preference.
Your Financial Planner will take everything they know about you, your history and your ambitions for the future, to create an advice recommendation that can help join the dots between where you are today and where you would one day like to be.
Risk profile
From Cautious through to Adventurous, depending on your appetite for risk.
ESG preference
Core and Ethical portfolio ranges, supported by Morningstar ESG data.
Income or growth
Income-focused and accumulation-preferenced portfolio variants are available.
Platform-focused portfolios
One of the most unique factors of the Harding Financial Managed Portfolio Service is our platform focus. We make our portfolios available across a range of different platforms, but the availability of the individual investment instruments, or funds, differs according to the investment platform used.
We do not discount a potentially better performing fund because it is not available across the board. Instead, we actively build separate portfolios for each platform we operate on, selecting the best funds made available to us on each platform.
The human touch
Harding Financial’s MPS Committee members have access to the latest industry data and technology tools, including proprietary systems built in-house for the benefit of Harding Financial clients.
Ultimately, though, we believe in the human touch. We operate with the membership and support of academics, industry experts and technical specialists. Our investment strategies are not built by robots.
What you can expect
From the moment your portfolio is actively managed by Harding Financial’s MPS Committee, your investments will be monitored continuously.
Adjustments can be made under the terms of our Managed Portfolio Service without requiring new paperwork each time. This allows us to act quickly when opportunities arise or risks need to be mitigated.
Keeping you informed
- Regular valuation updates through the Harding Financial Client Portal
- Statements from your chosen platform provider
- Quarterly Market and Investment Commentary
- Monthly Portfolio Factsheets
- Regular reviews with your Financial Planner, at least annually
Our values
Here at Harding, our wish is to help our clients live happy, healthy and wealthy lives. We are on a mission to provide clear, well thought out financial advice that is tailored to their needs.
By constantly evolving our strategies for wealth and protection, we aim to make tomorrow better. Our clients are at the core of every decision we make, and we strive to build productive, long-term relationships with them.
Next steps
If you are interested in the MPS, please let your Harding Financial Planner know.
Your planner will recommend a suitable Harding Financial Portfolio and explain why the recommendation is appropriate, along with full details of costs and risks.
Once you are happy to proceed, you will need to sign some documentation, and we will take care of the rest.
Read the brochure
For more detail on Harding’s Managed Portfolio Service, including portfolio options, risks, costs and how the service works, you can view or download the full brochure.
Harding’s MPS is for the exclusive benefit of Harding Financial clients and is not currently available to clients of other Wealth Management services. Funds invested in Harding’s Managed Portfolio Service are subject to a management fee of 0.2% per annum.
Investments can fall as well as rise in value, and you may get back less than you invest. Past performance cannot be relied upon as a promise of future yield. The information on this page is not personal financial advice. Suitability depends on your individual circumstances and should be discussed with a qualified adviser.
Contact Us
Get in touch today
Call us, email, drop in, or fill in the form so that one of our expert advisers can be in touch.
We look forward to hearing from you and being your financial partner.
Guildford Office:
The Estate Yard
East Shalford Lane
Guildford
Surrey
GU4 8AE
London Office: c/o The Ministry, 79-81 Borough Rd, London, SE1 1DN